Skip to content

Quote engine

Compare term life quotes.

Six answers, real carrier rates, no contact details required.

Your answers

Gender used for rating
Term length
Your health, honestly
Tobacco or nicotine

Quotes are computed for California residents. Viewing quotes requires no name, phone, or email.

How to read the results

Monthly price is the carrier's quoted rate for your coverage amount, term, and health class, payable monthly. Rate class is the underwriting tier the quote assumes; the carrier finalizes it during underwriting. Exam tells you whether the carrier plans a medical exam, might request one, or does not expect one for this product. A.M. Best shows the carrier's financial stability rating.

Selecting Apply launches a secure application prefilled with your answers. It is hosted on the carriers' secure platform and administered by Susman Insurance Agency, a licensed California agency (License 0B75129). You have the option to pause, save and resume, and signatures are applied electronically. Nothing binds until the policy is written and accepted.